![]() ![]() ![]() The first step is to report the theft immediately. But, my number was most likely compromised as part of a larger data breach. In my case, I’ll never know how my debit number was stolen. Thieves may, for example, plant a virus onto your computer, hack into a third-party system that stores your debit card information or they could skim your card number when you make a purchase at a restaurant. It was several years ago and I received a call from the card’s fraud department as I was leaving the store (I hadn’t used the card for a purchase in a long time, and I made the purchase in another state while on vacation, so the card company’s software flagged the transaction and their department called me).īut your debit card can be stolen even if you’re careful. In fact, I distinctly remember one of the last times I used it to make a purchase. I usually only use my debit card for ATM withdrawals. Do you know what to do if your debit card is stolen? I almost always prefer to use my credit card over my debit card because they offer better consumer protections and better cash rewards. I am very careful about how and where I use my debit and credit cards. But she isn’t the type of person to spend more than $1,000 on three separate transactions at the same store, on the same day – in another country. My first thought was that my wife had gone shopping. When I logged into my USAA joint checking account to pay a bill, I noticed three large transactions. ![]()
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